Quick Business
for Puerto Rican Businesses

  • Quick Online Application
  • 24 Hour Approval
  • 48 Hour Funding
Quick Business Funding

B2B Funding is a great company to work with! Rolando is an amazing manager and he’s doing a fantastic job!

Alexandro M.

Does My Business Qualify?

Our funding requirements are simple
and straightforward.
You will need to meet the following
minimum criteria:

You should be
the business owner
Your business should
be incorporated for
5 months or more
You have at least
$5,000+ a month
deposited into your
business bank account

How It Works

Apply for
an Advance Now

Fill out your application online.
It will only take a few minutes and there
is no obligation or fees.

Receive Pre-Approval
the Same Day

Once our representatives review your online application, you will be provided with an offer and the financing rate the same day.

Funds Deposited
Funds Deposited

You will receive the funds within 48 hours. This will complete your financing application with us.

Why Choose Us

We are the №1 credit alternative in Puerto Rico. We say yes when the bank says no
and our approval process is not dependent on your personal credit.

Comparison Table b2b funding Other cash advances Traditional Banks
Complete your application in just minutes
Pre-qualification in less than 24 hours
Financing in just 48 hours
0 collateral
Automated online application process
Simple renewal
0 surprise charges
0 application fees
Fixed rate
Instant approval
Assess the potential of your business
You may have a commitment with other loans


Meet our merchants!

Learn about the success stories of various business owners, how easily they got their cash advance, and how they used the funds to boost their business.

Richard Rentas
Hot Run in Ponce
Carlos Rodríguez
Tierra Mia Farms en Santa Isabel
Mariano Rodríguez
FARMACIA Lumen Méndez en Lares
Edwin “Kiko” Betancourt
Ferretería y Gravero KIKO
José García
dueño de Rest. La Curvita
2 weeks ago

The process was so fast
I applied and was funded in less than 48 hours. It was so easy.

Megan T.

a month ago

Fantastic service! Would recommend it!
It's hard to find a company these days that values their customers and has great customer service.

Lisa K.

a month ago

Great Company
I am very happy with the cash advance I received from this company. The process was very quick and easy, and I was able to get the money I needed in no time.

Nick J.

3 weeks ago

Loved working with Rolando, a true professional....
It is our pleasure to thank you and your company for supporting us with this online cash advance. I highly recommend using their services!

Samantha I.

2 months ago

I will be back for a renewal
They provided me with the best solution for my financial situation. I appreciate their dedication and knowledge.

Daisy G.

3 months ago

So simple to apply
So many other companies state that their application process is easy, when in fact B2B was the only one that kept their word. I was able to apply quickly and easily and a very helpful representative reached out to me and we were able to get my approval and funding. Thank you B2B.

Cassandra K.

5 months ago

There when you need them most!
I really appreciate B2B for providing me with working capital when I needed to buy more inventory for my restaurant. Mother’s day was approaching and our funds were low. I applied for working capital and B2B approved me and funded me very quickly. Highly recommended!

Juan L.

a year ago

Amazing customer service
I manage to always get someone on the phone whenever I contact B2B customer service. They are always so friendly and do their best to answer any questions I throw their way. Makes me happy that I picked B2B as my working capital company.

Alexandra M.

4 months ago

B2B is my go to!
I have been using B2B to get working capital a couple of times now. Their process is so easy, and they always let me know when I am eligible for renewal. Great company!

Paul F.

8 months ago

The entire team was courteous ...
The entire team was courteous and on point. Thank you!

Greg L.

Merchant Products

Credit Card Processing

Accept Credit Cards with the Cash Discount Program. Its a way for you the merchant to offset your merchant service fees without increasing your sale price.

  • Collect 100% of your processing sales
  • Increadibly easy to order, set up and manage
  • Accommodates all credit card types and mobile wallet systems such as ApplePay® and Android®
  • Terminals with EMV Chip Reader. Cloud-based receipt system. Easy integration with any POS
  • Next day funding

Quick Business Advance

The approval amount is based on your monthly checking account deposit volume.

  • We buy your future bank deposits at a discount, providing you with funds today.
  • Use your future accounts receivable to pay the advance.
  • Approval amounts are determined using the last 4 months of your statements along with the commercial information of your request.
  • The advances are reimbursed with a fixed and automatic withdrawal from the clearinghouse of your checking account only from Monday to Friday.
  • You are eligible to refinance when you have paid 60% of the total refund amount.

We are here to help local businesses grow!

No matter what type of business you have, we are here to help you achieve your business goals. Behind our fast financing, reasonable rates and payments, there are human beings who have an efficient and transparent environment in mind.


Call now
We are here to help local businesses grow!
300,000 transactions over
Instant Pre-Approval
№1 Direct Lender
in Puerto Rico
№1 Direct Lender
0 collaterales needed
0 collaterales
Get up to $500k
Get up to $500k

About Us

Our goal is simple
Our Philosophy

We are here to finance your business goals! We aspire to provide you with the best financing alternatives based on the potential and financial strength of your business. We do not care if the bank has refused to provide you with financial assistance. We constantly strive to offer you the most innovative, simple and fast experience.

Our goal is simple
Who we are?

Our company is made up of some of the smartest, most focused, and most successful salespeople in the world. We are passionate about business, and we know how much work it takes to make a business successful. We want to see more business owners achieve their dreams, and we want to see the business world grow. That's why we're here to help.

Frequently Asked Questions

Is working capital different from a regular bank loan?

Working capital looks at the whole picture. It evaluates your business and not your personal credit. A bank loan focuses on the person, but working capital is here to help you with your business.

How do I know working capital is right for me?

If you own a business for more than 6 months and have 5k in your business checking account, a working capital advance is right for you.

Will there always be someone to talk to?

We have a very experienced team that is always happy to speak to you regarding your questions. We are here to help you!

How do I get my funds?

Once approved and we finalize your agreement, your funds are simply deposited via ACH into your business checking account.

How are the payments calculated?

Your payments are calculated based on the amount that you are funded. We deduct a fixed amount Monday through Friday via ACH directly from your bank account. There are NO SURPRISES.

Can I renew my working capital advance?

Of course! We will actually be contacting you when you qualify for a renewal. We have the top representatives evaluating your account on a regular basis so they are on top of things when it comes to you and your business.

What if I need to change my bank account?

Simply give us a call and your expert will give you simple instructions on how to provide us your new banking information and we will gladly update your banking account for your repayments.