We make
business funding absolutely simple!

  • Instant Pre-Approval in Seconds
  • Money Deposited Same Day
  • Safe, Secure and Confidential

B2B Funding is a great company to work with! Great people and fast results!

Dan K.

Does My Business Qualify?


Our funding requirements are simple
and straightforward.
You will need to meet the following
minimum criteria:

You should be
the business owner
Your business should
be incorporated for
5 months or more
You have at least
$5,000+ a month
deposited into your
business bank account

How It Works

Submit your
Application Online

Fast, easy and straight forward application. It will only take a few minutes and there are no obligations or fees.

Same Day
Pre-Approval

Once your dedicated advisor reviews your online application, you will be informed about the best rates and conditions for your financing needs.

Funds Deposited
into your Account

You will receive your funds into your business bank account within 48 hours.

Why Choose Us

We say yes when the bank says no and our approval process is not
dependent on your personal credit.

Comparison Table b2b funding Other cash advances Traditional Banks
Complete your application in just minutes
Pre-qualification in less than 24 hours
Financing in just 48 hours
Zero collateral
Automated online application process
Simple renewal
Zero hidden charges
No application fees cost
Immediate pre-approval
Fixed rate
Analysis of the potential of your business
You may have outistanding loans

Testimonials

Meet our merchants!

Learn about the success stories of various business owners, how easily they got their business loan, and how they used the funds to boost their business.

1 week ago

Thank you B2B
I really needed to buy new equipment for my print shop but did not have the funds to do so. I went online and applied for working capital with B2B. The process was so simple, and they got me the funding I needed for the new equipment. If it wasn’t for B2B I do not know if I would still be in business today!

Thomas R.

2 weeks ago

Always happy to help
B2B was so helpful when it came to answering questions regarding my working capital application. The process was easy, and I got funded quickly. Thank you B2B.

Shawn B.

3 weeks ago

Such a friendly staff
When applying for working capital with B2B I had a lot of questions. One of B2B’s friendly representatives reached out to me very quickly and was able to answer all my questions and put me at ease. I received my working capital and will absolutely be using B2B for any further funding I may need.

Stephanie W.

2 months ago

I made payroll
ISince the pandemic I was having a hard time when it came to making payroll. I went online and applied for working capital with B2B not knowing if I would get approved. Guess what, I did get approved and had the working capital in my account very quickly. I not only made payroll but I kept my staff happy to continue running my business. Thank you from all of us!

Janice D.

a month ago

Highly Recommended
I have been using B2B for working capital for a few years now. They always make the whole process so simple and easy. Anytime I have a question I know I can reach out to B2B and one of their wonderful representatives will answer my call and make sure that all my questions are answered. I recommend B2B to any business in need of working capital!

Nick L.

4 months ago

The only company I would use
I applied to four different websites for working capital and B2B was the only one that reached out to me directly and was very pleasant and patient with me. They provided me with realistic numbers and repayment amounts. Very personable company and I would recommend them to anyone who needs working capital.

Ralph F.

5 months ago

Working Capital made easy!
I never tried to apply for working capital before because I always thought the rates were going to be too high. Boy did B2B prove me wrong! Not only were the rates in my ballpark, and the repayments also suited my business. I am so happy I listened to a friend of mine and applied for working capital with B2B. Thank you guys.

Daniel W.

4 months ago

B2B is the way to go!
I have gotten working capital from other lenders before, but none of them were as easy to work with as B2B. I am never going anywhere else!

Joshua B.

a year ago

I expanded my business
I really wanted to expand my restaurant but didn’t know where I would get the capital for it. I searched online and found B2B. I applied online, which was a very simple process and with the help of a live and very friendly representative I was able to receive the working capital I needed to expand my restaurant and built a new take-out window. Thanks to B2B I grew my business.

Lawrance R.

7 months ago

There when you need them
I have worked with other lending companies before, but I have never worked with a company like B2B. Anytime I need to reach out to them to ask a question about my working capital I receive my answers. The are so responsive and such a pleasure to work with. I will never look for working capital elsewhere.

Sandra P.

8 months ago

Best Customer Service
For me personally customer service is very important when it comes to working with a company. B2B has amazing customer service! They are always there for me and even if I can not reach someone on the phone right away, they always call me back very quickly. They always put me at ease, and I know that I picked the right company to work with. Thank you B2B for being you!

Amanda L.

10 months ago

Five Stars for sure
I am not a very tech savvy person, and I have seen other working capital websites and they make things so complicated when it comes to applying. That was not my experience with B2B. The site is so user friendly and the application was quick and easy. Took me only a few minutes to apply and an extremely friendly representative contacted me and guided me through the rest of the process. Thank you for your time B2B.

Jeremy M.

Merchant Products

Credit Card Processing

Accept Credit Cards with the Cash Discount Program. Its a way for you the merchant to offset your merchant service fees without increasing your sale price.

  • Reduce or eliminate your processing fees.
  • Accommodate any and all card types through the latest technology of terminals, POS systems or Cloud based solutions.
  • Increase your cashflow by offering a discount for using cash payments.

Quick Business Advance

The approval amount is based on your monthly checking account deposit volume.

  • We buy your future bank deposits at a discount, providing you with funds today.
  • Use your future accounts receivable to pay the advance.
  • Approval amounts are determined using the last 4 months of your statements along with the commercial information of your request.
  • The advances are reimbursed with a fixed and automatic withdrawal from the clearinghouse of your checking account only from Monday to Friday.
  • You are eligible to refinance when you have paid 60% of the total refund amount.

Business Funding Tailored to Your Needs!


No matter what type of business you have, we are here to help you achieve your business goals. Behind our fast financing, reasonable rates and payments, there are human beings who want to see you succeed.

Monday-Friday
9:00AM-6:00PM

Call now
over
$100M
funded
Instant
Pre-Approval
Dedicated
Representatives
Zero collaterales
needed
Get up to $500k

About Us

Our Philosophy

We are here to finance your business goals! We aspire to provide you with the best financing alternatives based on the potential and financial strength of your business. We do not care if the bank has refused to provide you with financial assistance. We constantly strive to offer you the most innovative, simple and fast experience.

Who We Are

Our company is made up of some of the smartest, most focused, and successful sales people in the world. We are passionate about business, and we know how much work it takes to make a business thrive. We want to see more business owners achieve their dreams, and we want to see the business world grow. That's why we're here to help.

Frequently Asked Questions

Is working capital the same as a bank loan?

Simple answer is no. Working capital loans are very different because they are not used to buy long-term assets or investments. Working capital is primarily based on your business, not your personal credit like a traditional bank loan.

How is working capital beneficial for my business?

Working capital says yes when banks tell you no. Working capital lending assists your business in time of need without the lengthy process that a bank loan puts you through. Need new inventory? Working capital is here to help. Need to make payroll? You can count on working capital.

Do I need a perfect credit score?

No! Working Capital does not solely base your approval on your personal credit. We look at the big picture when it comes to funding a working capital loan for your business. Your business drives the approval, not your credit score.

How do I go about repaying my working capital loan?

When it comes to repayments, you need not worry about logging into a portal and manually submitting payments. A fixed amount is automatically ACHed from your business checking account that you provide at time of funding. Your payment amount does not change so there are zero surprises.

Do I have to wait a long time to get my funds?

Absolutely not! Once approved and all paperwork is signed your funds should hit your business checking account within 72 business hours. It is literally that simple!

Can I speak with a live representative?

B2B strives for exceptional customer service and is always willing and happy to help. We are here when you need us, so please do not hesitate to call and an expert representative will answer all your questions.